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Personal Loans

Personal loans are designed to provide financial flexibility for a variety of needs. Whether you're facing unexpected medical bills, need to consolidate high-interest debt, or want to finally take that dream vacation, a personal loan can be a helpful tool. These loans are available to both salaried and self-employed individuals, making them accessible to a wide range of borrowers.

  • Purpose: Debt consolidation (credit cards, medical bills), home improvement, major purchases (appliances, electronics), medical expenses, wedding expenses, travel, unexpected emergencies.
  • Eligibility: Credit score, income, employment history, debt-to-income ratio.
  • Loan Amount: Typically ranges from ₹25,000 to ₹5 lakhs, though some lenders may offer higher amounts.
  • Interest Rates: Fixed or variable, influenced by credit score, loan amount, and loan term. Rates can range from 10% to 24% per annum.
  • Repayment Terms:Generally 12 to 84 months.
  • Features:
    •              Flexible use of funds: Borrowers can use the loan for virtually any purpose.
                 Quick approval and disbursement: Lenders often offer fast approval and funding.
                 No collateral required: Most personal loans are unsecured.
                 Offer options like: Borrowers can use the loan for virtually any purpose.
Consolidate your high-interest credit card debt with a low-interest personal loan and save money on your monthly payments. Contact myloanapply now.